Privacy Policy

We may collect personal information that you voluntarily provide, including:

• Full Name
• Email Address
• Phone Number
• Mailing Address
• Date of Birth
• Insurance Interests
• Financial Goals
• Family Information
• Coverage Preferences
• Information submitted through quote requests
• Appointment requests
• Calculator responses
• Quiz responses
• AI chat conversations

You are never required to provide more information than necessary to receive the services you request.

When you visit our website, certain information may be collected automatically, including:

• IP Address
• Browser Type
• Device Information
• Operating System
• Pages Visited
• Time Spent on the Website
• Referral Source
• Click Activity
• Cookies and Similar Technologies

This information helps us improve the website, understand visitor behavior, and enhance your experience.

We may use your information to:

• Prepare insurance quotes
• Respond to inquiries
• Schedule appointments
• Recommend insurance products
• Provide customer service
• Send educational resources
• Deliver newsletters (if you subscribe)
• Improve website functionality
• Analyze website performance
• Prevent fraud
• Comply with legal obligations

If you use Ask Noy AI, conversations may be stored to improve customer service and maintain records of insurance inquiries.

The AI assistant is intended to provide general educational information and does not replace advice from a licensed insurance professional.

Do not submit highly sensitive personal information, such as Social Security numbers or banking information, through the AI chat unless specifically requested through a secure application process.

Information submitted through quote requests may be shared with licensed insurance carriers, underwriting partners, or authorized service providers solely for the purpose of providing insurance quotes and related services.

We do not sell your personal information to third parties.

Our website uses cookies to:

• Remember your preferences
• Improve website performance
• Measure visitor activity
• Support analytics
• Enhance security

You may disable cookies through your browser settings; however, some features of the website may not function properly.

We may use analytics services, such as Google Analytics or Vercel Analytics, to understand how visitors use our website.

These services collect anonymous usage information and help us improve our content and user experience.

By submitting your contact information, you authorize True Path Trust to contact you regarding:

• Insurance quotes
• Appointment confirmations
• Policy information
• Educational content
• Follow-up communications
• Customer service

Communications may be sent by:

• Email
• Telephone
• SMS/Text Message

Message and data rates may apply.

Consent is not a condition of purchasing insurance.

You may opt out of marketing communications at any time by following the unsubscribe instructions or contacting us directly.

We use commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your information, no method of internet transmission or electronic storage is completely secure.

We may share information with:

• Insurance carriers
• Licensed insurance partners
• Technology service providers
• Appointment scheduling platforms
• Customer relationship management (CRM) providers
• Email communication providers
• Legal authorities when required by law

We do not sell or rent your personal information.

We retain personal information only for as long as reasonably necessary to:

• Provide requested services
• Maintain business records
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

True Path Trust does not knowingly collect personal information from children under the age of 13.

If we become aware that personal information from a child has been collected without parental consent, we will take reasonable steps to delete it.

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of external websites. We encourage you to review the privacy policies of those websites before providing personal information.

Depending on your state of residence and applicable law, you may have the right to:

• Request access to your personal information
• Request correction of inaccurate information
• Request deletion of personal information (subject to legal retention requirements)
• Withdraw consent for marketing communications
• Request information regarding how your data is used

To exercise these rights, please contact us using the information below.

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with a revised Effective Date.

Your continued use of the website after changes are posted constitutes acceptance of the updated Privacy Policy.

If you have questions about this Privacy Policy or our privacy practices, please contact:

True Path Trust

Ainoy "Noy" Maisonet
Licensed Independent Insurance Professional