Disclosures

True Path Trust is an independent insurance agency.

We represent multiple insurance carriers and are not owned by or exclusively affiliated with any single insurance company. Our goal is to help clients compare available options and recommend products based on individual needs, eligibility, and underwriting guidelines.

Submitting a quote request or completing any form on this website does not guarantee:

• Approval for insurance
• Eligibility
• Coverage
• Premium rates
• Policy issuance

All applications remain subject to underwriting approval by the insurance carrier.

Any premium estimates, calculators, or quote tools displayed on this website are provided for informational purposes only.

Actual premiums may vary based on:

• Age
• Health
• Tobacco use
• Medical history
• Lifestyle
• Occupation
• State regulations
• Carrier underwriting guidelines

Final premiums are determined solely by the insurance company.

The information contained on this website is intended for educational purposes only.

It should not be interpreted as legal, tax, accounting, investment, or financial advice.

Visitors should consult qualified professionals regarding their personal circumstances.

Ask Noy AI is designed to provide general educational information regarding insurance products and financial protection strategies.

The AI assistant:

• Does not provide legal advice
• Does not replace a licensed insurance professional
• Does not make underwriting decisions
• Does not guarantee product availability

Recommendations should always be reviewed with a licensed insurance professional before purchasing coverage.

Insurance products are offered through a properly licensed insurance professional where required by law.

Florida License Number: G016969

Some products and services may not be available in every state.

Products, riders, benefits, pricing, and underwriting requirements vary by insurance carrier and state.

Availability is subject to change without notice.

Information submitted through this website is handled in accordance with our Privacy Policy.

We do not sell personal information to third parties.

Information submitted may be shared only with insurance carriers, service providers, or business partners necessary to provide requested insurance services.

By submitting your information through this website, you authorize True Path Trust to contact you by:

• Phone
• Email
• SMS/Text Message

regarding insurance products, requested quotes, appointment scheduling, and customer service.

Message and data rates may apply.

Consent is not required to purchase insurance.

You may opt out of communications at any time.

Although we strive to keep all information current, we do not guarantee that every page, article, calculator, or educational resource reflects the most recent insurance laws, carrier guidelines, or product changes.

Content may be updated without notice.

Our website may contain links to third-party websites.

True Path Trust is not responsible for the content, security, or privacy practices of external websites.

Use of this website does not establish a fiduciary, advisory, or client relationship.

A professional relationship begins only after appropriate consultation and acceptance by both parties.

True Path Trust shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from the use of this website or reliance upon information contained herein.

All website content including:

• Logos
• Graphics
• Videos
• Text
• Educational materials
• Downloadable resources
• Branding

is the property of True Path Trust unless otherwise noted.

Unauthorized reproduction is prohibited.

True Path Trust

Ainoy "Noy" Maisonet
Licensed Independent Insurance Professional