Licensing & Regulatory Information

True Path Trust proudly serves individuals, families, and businesses by providing insurance education and personalized insurance solutions.

Insurance products are offered through a licensed insurance professional.

True Path Trust is an independent insurance agency.

Being independent allows us to work with multiple insurance carriers rather than representing only one company.

This enables us to compare products and recommend solutions that best fit your goals, budget, and financial needs.

Depending on carrier availability and state regulations, we may assist with:

• Term Life Insurance
• Whole Life Insurance
• Indexed Universal Life (IUL)
• Universal Life Insurance
• Final Expense Insurance
• Mortgage Protection
• Annuities
• Retirement Income Strategies
• Wealth Transfer Strategies

Availability varies by carrier and state.

True Path Trust works with reputable insurance carriers licensed to conduct business in the states where products are offered.

Coverage is issued solely by the insurance carrier underwriting the policy.

True Path Trust does not underwrite insurance policies.

All insurance applications are subject to underwriting.

Approval is based on numerous factors, including but not limited to:

• Age
• Medical History
• Prescription History
• Tobacco Use
• Lifestyle
• Occupation
• Driving Record
• Financial Qualifications
• Carrier Guidelines

Submitting a quote request does not guarantee approval or coverage.

True Path Trust operates in accordance with applicable federal and state insurance regulations.

We strive to:

• Conduct business ethically
• Protect client information
• Provide accurate product information
• Present insurance options fairly
• Maintain licensing requirements
• Complete required continuing education

Licensed insurance professionals must complete continuing education requirements established by their state insurance department to maintain an active license.

This ensures current knowledge of:

• Insurance laws
• Consumer protections
• Product changes
• Industry regulations
• Ethics

Insurance recommendations are intended for educational and planning purposes only.

True Path Trust does not provide:

• Legal advice
• Tax advice
• Accounting advice
• Investment advisory services

Clients should consult qualified professionals regarding legal, tax, estate planning, or investment matters.

Insurance products are subject to:

• Carrier underwriting
• Product availability
• State approval
• Eligibility requirements

Coverage is not effective until:

• An application is approved
• Any required premium is paid
• The insurance carrier issues the policy

At True Path Trust, we are committed to:

• Honest communication
• Transparent recommendations
• Respect for client privacy
• Ethical business practices
• Long-term client relationships
• Ongoing education
• Personalized service

As a consumer, you have the right to:

• Ask questions before purchasing insurance
• Receive policy information before making a decision
• Review policy provisions and exclusions
• Compare available products
• Request clarification of recommendations
• Contact the insurance carrier directly regarding your policy

If you have questions regarding our licensing or insurance services, please contact us.

True Path Trust

Ainoy "Noy" Maisonet
Licensed Independent Insurance Professional